A Study of Causes of Banks' Non-Performing Assets (NPA) in Agriculture, Industrial and Household Sectors
Keywords:
Banks, NPAAbstract
This research work was carrying through to study the various causes which take the assets of banks to become non-performing assets. In India, weighty part of loans and advances is issued by banks to the farmers, industrialist and households. Indian agriculture sector turn on natural climates like rain, flood etc. and success of industrial sector depend largely on business environment or on market view. Therefore, generally industrialists, farmers and households are not found in magnitude of repayment of their loan’s installment and interest thereon and the particular loans and advances by banks become NPA for them. In this paper, the researcher makes an effort to take out the main causes of NPA. To get acknowledgement for the research questions, data were composed from primary sources through line up instrument and collected data were examined with the help of percentage analysis.
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