Study of Agriculture NPA, reasons for growth in agriculture NPA’s and strategies to reduce agriculture NPA’s
Keywords:
NPA, Agriculture, banking system, dues negatesAbstract
One of the main activities of the banking system is to grant credit for economic activities .For the purpose , apart from the fresh deposits and borrowings etc. recycling of found received back from borrowers constitutes a major part of credit Dispensation . Non recovery of dues negates the effectiveness of this process of the credit cycle. Non recovery also affects the profitability of banks. This in turn impacts the capacity of banks to maintain owned funds by ways of capital and creation of reserves and provisions to act as cushion for the loan losses .
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